Toothfairy Finance Review
- Toothfairy Finance have been providing short-term SMS text loans since 2007.
- They have a secure, online application form and this can be seen by the HTTPS in their address bar.
- Once you have registered online with Toothfairy Finance you can apply for a loan in 2 ways: via SMS/Text Message or; via the Internet – the choice is yours!
- Toothfairy Finance offer loans for either 14 days or 28 days.
- If you borrow £100 for: 14 days you’ll repay £118; 28 days you’ll repay £136.
- This is NOT the only charge you’ll incur. On their website there is no mention of it BUT there is a same day transfer fee of £5.
- They operate 24 hours a day, 7 days a week so you can get a loan anytime.
- From approval, loan transfers take only a few seconds – and loans are approved an industry leading sub 9 seconds. For some accounts with Building Societies or The Post Office the transfer time may take slightly longer.
- You can rollover your loan and pay interest only.
- Disadvantages: Not good for those that have bad credit – credit checks are carried out.
- Advantages: A most convenient service. Instant transfer of funds. Very simple/easy to use.
